Thank you again, Saguaros.
I contact my host (HostGator) and they couldn't find an issue.
I went back in and finally realized I need to see the "hidden" files and saw .htaccess
I downloaded a generic version of .htaccess and replaced it in the file manager, but that still didn't work.
I changed permission of the .htaccess file to 755, and still didn't work.
If I gave you access to my file manager, would you be able to look and see what is causing the the 403 forbidden text error?
I am truly lost on how I can't get in the /administrator page, and yet the site is still functioning.
Thank you for your help
tp