Thanks pascm, I received a solution a few minutes ago. Thanks for your super quick responses.
This thread is located at:
http://www.joomlart.com/forums/topic/cpanel-front-end/
Here is the message that has just been posted:
***************
Hi ncvalkdude
From your template manager go to the LAYOUTS Tab and edit the default layout
Remove this part of code
<block name=”cpanel” type=”usertools/cpanel”></block>
If you still cannot save your changes then from your global configuration system tabs enable your ftp user ( insert into your info to access to the site with an ftp client )